A secured loan or as they are sometimes known a Homeowner loan allow you to borrow larger sums of money normally at better rates than unsecured loans over a longer period.
These loans are secured normally against your residential home or investment property and can be obtained for any legal purpose subject of course to eligibility.
These loans are normally available for amounts between £5000 and £250000 and the terms available are typically 5-25 years. Loans can run past your 75th birthday subject to criteria.
Loans can be offered on a fixed or variable basis but it is worth remembering that in most cases early repayment charges may apply to repay these loans early and as the loans are secured against your property if you fail to pay then the property could be repossessed
- Secured against property
- Larger loans with long terms available
- Fixed and variable rates available
- All circumstances considered
- Lower rates generally than unsecured loans
S & G Financial Services is a Directly Authorised Firm regulated by the Financial Conduct Authority. We are pleased to confirm that we have many years of successfully helping clients obtain the right mortgage for them whether it be for
- Home mover
- Investment Purchase
Investment and commercial finance
We offer a full range of Buy to Let and Let to Buy mortgage products for the first time investor and also the professional landlord
We also provide Bridging finance for both residential and investment properties including auction purchases
Commercial finance is also available for business assets and buildings
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A BROKER OR COMPLETION FEE OF UP TO 10% MAY BE CHARGED WHICH WOULD VARY SUBJECT TO THE PLAN CHOSEN, E.G. AN ESTIMATE WOULD BE £995. LOANS AND REMORTGAGES ARE SUBJECT TO STATUS. LOANS ARE SECURED ON PROPERTY